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Privacy Policy

Effective Date: March 21, 2025

At Breakthrough Budgets, your privacy matters. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, use our services, or engage with our content.

By using our site, you agree to the terms outlined below.

1. Who We Are

Breakthrough Budgets (“we,” “our,” or “us”) is a personal finance education and coaching service based in Maryland. Our mission is to help individuals and families take control of their money with practical budgeting strategies, digital tools, and educational content.

Website: www.breakthroughbudgets.com

2. What Information We Collect

We may collect the following types of personal information:

a. Information You Provide

  • Name and contact information (email, phone number)

  • Payment information (only when purchasing services or products, processed securely via third-party providers)

  • Responses to quizzes, surveys, or forms

  • Messages or comments sent via our contact form or email

b. Automatically Collected Information

  • IP address, browser type, device info

  • Pages visited, time spent, and interactions on our site

  • Cookies and similar technologies (see Section 5)

3. How We Use Your Information

We use your information to:

  • Deliver and improve our services

  • Send updates, newsletters, and promotions (you can opt out anytime)

  • Respond to inquiries or support requests

  • Analyze website performance and user behavior

  • Fulfill legal obligations or enforce our Terms of Service

We do not sell your personal data.

4. How We Share Your Information

We only share your information with trusted third parties when necessary to operate our business, including:

  • Wix (our website host)

  • Payment processors like Stripe or PayPal

  • Email marketing tools (e.g., Mailchimp, Flodesk)

  • Analytics tools (e.g., Google Analytics)

Each of these services is required to protect your data in accordance with their own privacy policies.

5. Cookies and Tracking

We use cookies and similar technologies to:

  • Remember your preferences

  • Track how users interact with our site

  • Improve user experience

You can control or disable cookies in your browser settings.

6. Email Marketing

With your permission, we may send you newsletters, updates, and special offers. You can unsubscribe at any time by clicking the link in our emails or by contacting us at helllo.breakthroughbudgets@gmail.com.

7. Protecting Your Information

We take data security seriously and use technical and organizational safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure.

8. Your Rights

Depending on your location, you may have rights to:

  • Access, correct, or delete your personal information

  • Withdraw consent at any time

  • Request data portability

  • File a complaint with your local data protection authority

To make a request, email hello@breakthroughbudgets.com.

9. Children’s Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect data from children. If we learn that we have collected personal information from a child, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please reach out:

Email: hello@breakthroughbudgets.com
Mailing Address: Breakthrough Budgets, Maryland, USA

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