Breakthrough Budgets

Stop living paycheck to paycheck. Start with a system that finally works.

Get the free Starter Kit: simple tools to help you keep more of what you earn and finally feel in control of your money.

I know what it’s like to feel broke and stuck.

I’m Melissa, budgeting coach, spreadsheet nerd, and creator of The Breakthrough Flow™. But I didn’t start here.

At 15, I became a mom. By 20, I was working full-time, barely scraping by, and buried in debt. For years, I thought paycheck-to-paycheck was just my reality.

What finally changed everything? A simple 3-account system I built during my own financial crisis.

That system, The Breakthrough Flow™, makes budgeting clear, simple, and guilt-free. And now it’s helping women everywhere do the same.

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Fun fact: My first budget was built in a notebook with five different highlighters.

→ Now I create systems that turn financial chaos into clarity, and they’re even kinda pretty.

What if budgeting felt simple?

Introducing The Breakthrough Flow™, my 3-account method that finally makes your money make sense.

Just three accounts, Bills, Savings, and Spending, so nothing gets missed, your goals get funded, and everyday life stays guilt-free.

The Breakthrough Flow™ gives you the structure. Our planners help you live it out consistently. It’s your complete money system, built for real people with real lives (and real bills).