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Accountant

Breakthrough Budgets

Budgeting shouldn’t feel like punishment.
Let’s make a  plan that actually works for your real life.
No fluff. No shame. Just breakthrough clarity — and a flexible system you can actually stick with.

What if budgeting felt simple?

Introducing The Breakthrough Flow™ — my 3-account method that finally makes your money make sense.

No more guessing, no more guilt. This method helps you split your income into just three categories:

  • Bills — so nothing gets missed

  • Spending — for everyday life without overspending

  • Savings & Goals — because future-you deserves peace too

​It’s flexible, fuss-free, and built for real people with real lives (and real bills).

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Budget Help, Your Way

Whether you need a quick fix, full support, or a done-for-you plan, I’ve got you.
Every service is built around my flexible 3-account system: The Breakthrough Flow™.

1

A 30-minute 1:1 session focused on solving one specific issue.
Get unstuck fast and walk away with your next step.

2

A 60-minute coaching call to build or overhaul your entire monthly plan.
We'll look at your income, bills, spending, and goals together.

3

No call required.Just complete a short form, and I’ll build your personalized Google Sheet budget in 2–3 business days.

4

Grab budget planners and other great budgeting tools. All designed to help you take control of your money without feeling overwhelmed.

 Built for real life. Powered by The Breakthrough Flow™

Every offer is built around The Breakthrough Flow™ , my flexible 3-account method that actually fits your real life.

Hey there! I’m glad you’re here.

I’m Melissa — budgeting coach, spreadsheet nerd, and creator of The Breakthrough Flow™.

After years of helping friends and family figure out their finances (and managing my own on a tight salary), I realized most people don’t need perfection — they just need a plan that fits their real life.

That’s where I come in.

I’ll meet you where you are, show you what’s possible, and help you finally feel in control of your money.

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Fun fact: My first budget was built in a notebook with five different highlighters.

→ Now I build clean, powerful systems in Google Sheets and they’re honestly kinda pretty.

Not Sure Where to Start

Not sure which service is right for you?

That’s totally okay! Budgeting isn’t one-size-fits-all, and your support shouldn’t be either.

Send me a message and I’ll help you figure out the best fit for your goals (or just cheer you on while you download the freebie).

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